Champaign County property record for 705 Frank Dr, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,056 sqft · built 1968 |
| Lot Size | 0.21 acres (9,145 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (May 2019) |
| Tax Bill | $6,577 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-20-15-277-017 |
| Primary APN | 44-20-15-277-017 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 9,145 sqft (0.21 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 705 FRANK DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 STONEGATE 5 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | STONEGATE 5 |
| Legal Lot Number | 131 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1201 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2019 | Deed of Trust, Mortgage · VA Mortgage ILLINOIS NATIONAL BANK |
| Apr 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2019 | Warranty Deed, Transfer · VA Mortgage ILLINOIS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Prior Sale | Dec 1, 2008 · Amount on Record |
| Deed Document Number | 20196941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000003679 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021R03679 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jul 1, 2049 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007557 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2019R07557 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005313 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020R05313 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 14, 2019 |
| Property Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Document Number | 0000006941 |
| Map Reference | MB S PG 30 |
| Instrument Date | May 9, 2019 |
| Instrument | 2019R06941 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Document Number | 0000006942 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019R06942 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,350 (+33.53%) Land $12,910 Building $78,440 | $274,050 (+33.53%) Land $38,730 Building $235,320 | |
| 2024 | $6,577.00 (+14.6%) | ||
| 2022 | $5,739.00 Homeowner's exemption | $68,410 Land $9,670 Building $58,740 | $205,230 Land $29,010 Building $176,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.
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