707 E Windiate Ct, Stillwater, OK 74075 Property Records

Payne County property record for 707 E Windiate Ct, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,949 sqft · built 2022
Lot Size	0.241 acres (10,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Nov 2022)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N02E-25-3-SN630-003-0010`

Property Details

APN / Parcel Number

Primary APN	`20N02E-25-3-SN630-003-0010`
Alternative APNs	`600089254` `89254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,949 sqft Living Area
1st Floor Area	1,673 sqft
2nd Floor Area	276 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,540 sqft (0.241 acres)
Garage Type	Built-in
Garage Area	482 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89254
Street Address	707 E WINDIATE CT
City	STILLWATER
State	OK
Zip	74075-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH TOWER PRK, 5TH SEC (REPL LOT 14 BLK 2) BLK 3 LOT 10
Legal Range	02E
Legal Township	20N
Legal Section	25
Legal Subdivision	NORTH TOWER PRK 5TH SEC REPL OF LOT 14,
Legal Block	3
Legal Lot Number	10,14
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1011
Census Tract	10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E WINDIATE CT, STILLWATER, OK 74075-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Construction Mortgage BANCFIRST
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	202213247
Deed Book / Page	2726 / 362
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	707 E WINDIATE CT, STILLWATER, OK 74075-7527
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 N PERKINS RD, STILLWATER, OK 74075-1747

Mortgage

Document Number	0026760166
Date	Jan 25, 2022
Book Page	2676/166
Instrument	I-2022-000895

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Nov 10, 2022
Property Address	707 E WINDIATE CT, STILLWATER, OK 74075-7527
Document Number	0027260362
Book / Page	2726 / 362
Instrument Date	Oct 9, 2022
Instrument	I-2022-013247
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 E WINDIATE CT, STILLWATER, OK 74075-7527

Mortgage

Document Number	I2022013248
Date	Nov 10, 2022
Instrument	I-2022-013248

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,819 (+7.52%) Land $5,248 Building $30,571	$314,206 (+0.4%) Land $46,037 Building $268,169
2025	$3,374.00 (+2.68%) Homeowner's exemption	$33,314 (-) Land $3,193 Building $30,121
2024	$3,286.00 (+3.33%) Homeowner's exemption	$33,314 (+3%) Land $3,193 Building $30,121	$312,950 (+10.3%) Land $30,000 Building $282,950
2023	$3,180.00 (+4,256.16%) Homeowner's exemption	$32,344 (+4,373.58%) Land $3,420 Building $28,924	$283,720 (+4,368.03%) Land $30,000 Building $253,720
2022	$73.00	$723 Land $723	$6,350 Land $6,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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