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618 E Windiate Ct, Stillwater, OK 74075 Property Records

Payne County property record for 618 E Windiate Ct, Stillwater, OK 74075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,113 sqft · built 2023
Lot Size0.168 acres (7,339 sqft)
Owner2 Individual Names on Record
Last Sale$292,500 (Sep 2023)
Tax Bill$4,115 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20N02E-25-3-SN630-003-0003

Property Details

APN / Parcel Number

Primary APN20N02E-25-3-SN630-003-0003
Alternative APNs
  • 600089247
  • 89247

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area2,113 sqft Living Area
1st Floor Area1,755 sqft
2nd Floor Area358 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,339 sqft (0.168 acres)
Garage TypeBuilt-in
Garage Area557 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89247
Street Address618 E WINDIATE CT
CitySTILLWATER
StateOK
Zip74075-7524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH TOWER PRK, 5TH SEC (REPL LOT 14 BLK 2) BLK 3 LOT 3
Legal Range02E
Legal Township20N
Legal Section25
Legal SubdivisionNORTH TOWER PRK 5TH SEC REPL OF LOT 14,
Legal Block3
Legal Lot Number3,14
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1011
Census Tract10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address618 E WINDIATE CT, STILLWATER, OK 74075-7524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Deed Document Number20238734
Deed Book / Page2766 / 664
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateSep 11, 2023
Property Address618 E WINDIATE CT, STILLWATER, OK 74075-7524
Document Number0027660664
Book / Page2766 / 664
Instrument DateSep 8, 2023
InstrumentI-2023-008734
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyAMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address618 E WINDLATE CT, STILLWATER, OK 74075-7524

Mortgage

Document NumberI2023008735
DateSep 11, 2023
InstrumentI-2023-008735
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueOct 1, 2063

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,611 (+7.23%) Land $5,700 Building $35,911$365,010 (+7.23%) Land $50,000 Building $315,010
2025$4,115.00 (+4.28%)$38,805 (-) Land $3,420 Building $35,385
2024$3,946.00 (+5,305.48%)$38,805 (+5,267.22%) Land $3,420 Building $35,385$340,400 (+5,260.63%) Land $30,000 Building $310,400
2023$73.00$723 (-) Land $723$6,350 (-) Land $6,350
2022$73.00$723 Land $723$6,350 Land $6,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Nextlink.

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