Harford County property record for 707 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,278 sqft · built 2016 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $768,000 (Nov 2025) |
| Tax Bill | $7,556 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398809 |
| Primary APN | 01-398809 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,278 sqft Total Area |
| Basement Area | 1,255 sqft |
| Finished Basement | 1,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 122 sqft |
| Deck Area | 240 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398809 |
|---|---|
| Street Address | 707 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 3 7492 SF 707 DOWERS ROAD LAUREL RIDGE 144/12 |
| Legal Subdivision | FINAL PLAT ON ELAUREL RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
707 Dowers Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 DOWERS RD, ABINGDON, MD 21009-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| May 25, 2021 | Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | May 25, 2021 · Amount on File |
| Deed Book / Page | 16878 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 4, 2025 |
| Property Address | 707 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0168780111 |
| Book / Page | 16878 / 111 |
| Map Reference | MB 144 FO 12 |
| Instrument Date | Oct 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0016878117 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 16878/117 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 25, 2021 |
| Property Address | 707 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0147750015 |
| Book / Page | 14775 / 15 |
| Map Reference | MB 144 FO 12 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001477522 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 14775/22 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 0147750040 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14775/40 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 707 Dowers Rd was $7,556 with a homeowner's exemption, up 20.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,556.00 (+20.09%) Homeowner's exemption | $693,300 (+9.12%) Land $172,500 Building $520,800 | $693,300 (-) Land $172,500 Building $520,800 |
| 2025 | $6,292.00 | $635,333 | $693,300 Land $172,500 Building $520,800 |
| 2023 | $519,400 Land $172,500 Building $346,900 | $519,400 Land $172,500 Building $346,900 | |
| 2022 | $5,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Dowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 Dowers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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