Harford County property record for 703 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,592 sqft · built 2016 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Nov 2021) |
| Tax Bill | $7,809 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398807 |
| Primary APN | 01-398807 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Total Area |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 232 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398807 |
|---|---|
| Street Address | 703 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 1 8276 SF 703 DOWERS ROAD LAUREL RIGDE 144/12 |
| Legal Subdivision | LAUREL RDG |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
703 Dowers Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 DOWERS RD, ABINGDON, MD 21009-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO |
| Jan 2, 2019 | Loan Modification, Mortgage NORMAN B SR HOOKER |
| Mar 9, 2018 | Loan Modification, Mortgage NORMAN B SR HOOKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Deed Book / Page | 15168 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 9, 2021 |
| Property Address | 703 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0151680110 |
| Book / Page | 15168 / 110 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0015168115 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 15168/115 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 703 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0131190301 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 703 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 0131190301 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 013119/000301 |
| Name | NORMAN B SR HOOKER |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 703 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0127530159 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 0127530159 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 012753/000159 |
| Name | NORMAN B SR HOOKER |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 703 Dowers Rd was $7,809, up 13% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,809.00 (+13.04%) | $716,500 Land $172,500 Building $544,000 | $716,500 Land $172,500 Building $544,000 |
| 2025 | $6,908.00 | ||
| 2023 | $592,500 Land $172,500 Building $420,000 | $592,500 Land $172,500 Building $420,000 | |
| 2022 | $6,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Dowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 Dowers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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