707 del Rio Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 707 del Rio Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1977
Lot Size	0.215 acres (9,372 sqft)
Owner	Company Name on Record
Last Sale	$13,000 (Apr 1995)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-164-43-00`

Property Details

APN / Parcel Number

Primary APN	`256-164-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,421 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,372 sqft (0.215 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	707 DEL RIO AVE
City	ENCINITAS
State	CA
Zip	92024-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK G LOT 20 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	G
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 9, 2020	Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Sep 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 28, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 1995 · Amount on Record
Deed Sale	Apr 12, 1995 · Amount on Record
Prior Sale	Jul 23, 1986 · Amount on Record
Deed Document Number	1995154121
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000697051
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2026
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Document Number	0000139853
Instrument Date	May 11, 2026
Instrument	2026139853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322

Mortgage

Document Number	0000139853,
Date	May 15, 2026
Instrument	2026139853

Lender

Name	COMERICA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322

Mortgage

Document Number	0000486942
Date	Aug 26, 2020
Instrument	2020-0486942

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2020
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Document Number	0000695383
Map Reference	MAP 2118
Instrument Date	Nov 2, 2020
Instrument	2020-0695383
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322

Mortgage

Document Number	0000695384
Date	Nov 6, 2020
Instrument	2020-0695384

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2020
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Document Number	0000697051
Instrument Date	Nov 2, 2020
Instrument	697051
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	707 DEL RIO AVE ENCINITAS CA 920242322, ENCINITAS, CA 92024-2322

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Document Number	0000574406
Instrument Date	Sep 10, 2020
Instrument	574406
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	77 DEL RIO AVE ENCINITAS CA 92024, ENCINITAS, CA 92024

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	707 DEL RIO AVE, ENCINITAS, CA 92024-2322
Document Number	0000574407
Instrument Date	Sep 10, 2020
Instrument	574407
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	707 DEL RIO AVE ENCINITAS CA 920242322, ENCINITAS, CA 92024-2322

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,748 (+2%) Land $171,314 Building $157,434
2025	$4,154.00 (+6.32%) Homeowner's exemption	$322,303 (+4.04%) Land $167,955 Building $154,348
2024	$3,907.00 (+3.63%)
2023	$3,770.00 (+1.29%) Homeowner's exemption	$309,789 Land $161,434 Building $148,355
2022	$3,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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