736 del Rio Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 736 del Rio Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,641 sqft · built 2016
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,150,000 (Oct 2022)
Tax Bill	$35,983 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-163-24-00`

Property Details

APN / Parcel Number

Primary APN	`256-163-24-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Gravel
Lot Area	8,900 sqft (0.204 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	736 DEL RIO AVE
City	ENCINITAS
State	CA
Zip	92024-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK F LOT 37 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	F
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17603

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 25, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 15, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage EXCELERATE CAP
Aug 18, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Document Number	2022410986
Prior Transfer Date	Dec 9, 2011
Prior Transfer Doc	0000692575
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000308707
Date	Nov 3, 2025
Instrument	2025-0308707

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2022
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000410986
Map Reference	MAP 2118
Instrument Date	Sep 29, 2022
Instrument	2022-0410986
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000410987
Date	Oct 25, 2022
Instrument	2022-0410987

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	11.2%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133844
Date	Apr 15, 2019
Instrument	2019-0133844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000021253
Date	Jan 12, 2021
Instrument	2021-0021253

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000037371
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	736 DEL RIO AVE ENCINITAS CA 920242321, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000037371
Date	Jan 23, 2020
Instrument	37371

Lender

Name	EXCELERATE CAP
Address	4000 MACARTHUR BLVD # 800, NEWPORT BEACH, CA 92660-2544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	736 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000388189
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	736 DEL RIO AVE ENCINITAS CA 920242321, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000388189
Date	Aug 24, 2017
Instrument	388189

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,342,804 (+2%) Land $2,833,425 Building $509,379
2025	$35,983.00 (+6.96%)	$3,277,260 (+4.04%) Land $2,777,868 Building $499,392
2023	$33,643.00 (+40.79%) Homeowner's exemption	$3,150,000 Land $2,670,000 Building $480,000
2022	$23,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

Nearby Properties on del Rio Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures