707 Conservatory Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 707 Conservatory Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,658 sqft · built 2002
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2019)
Tax Bill	$11,032 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-052496`

Property Details

APN / Parcel Number

Primary APN	`14-052496`
Alternative APN	`052496`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,658 sqft Total Area
Basement Area	1,933 sqft
Finished Basement	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Deck Area	547 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052496
Street Address	707 CONSERVATORY DR
City	SYKESVILLE
State	MD
Zip	21784-8980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 68 - 2.15 ACS 707 CONSERVATORY DR 44-4 SUMNERS HOLLOW SC 2
Legal Subdivision	SUMNER S HOLLOW
Legal Lot Number	68
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	1
Census Block	1008
Census Tract	514100

Owner

707 Conservatory Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 CONSERVATORY DR, SYKESVILLE, MD 21784-8980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Oct 24, 2019	Grant Deed, Transfer APEX HM LNS
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Jun 11, 2002 · Amount on File
Deed Book / Page	9457 / 23
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	707 CONSERVATORY DR, ELDERSBURG, MD 21784-8980
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106220343
Date	Jan 3, 2022
Book Page	10622/343

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 24, 2019
Property Address	707 CONSERVATORY DR, ELDERSBURG, MD 21784-8980
Document Number	0094570023
Book / Page	009457 / 000023
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 CONSERVATORY DR ELDERSBURG MD 217848980, ELDERSBURG, MD 21784-8980

Mortgage

Document Number	94570030
Date	Oct 24, 2019
Book Page	009457/000030

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	707 CONSERVATORY DR, ELDERSBURG, MD 21784-8980
Document Number	0086340359
Book / Page	008634 / 000359
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 CONSERVATORY DR ELDERSBURG MD 217848980, ELDERSBURG, MD 21784-8980

Mortgage

Document Number	0086340359
Date	Mar 16, 2017
Book Page	008634/000359

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 707 Conservatory Dr was $11,032 with a homeowner's exemption, up 4.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,032.00 (+4.73%) Homeowner's exemption	$935,067	$983,400 Land $211,500 Building $771,900
2025	$10,534.00 Homeowner's exemption
2023	$9,177.00 Homeowner's exemption	$812,133	$838,400 Land $211,500 Building $626,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Conservatory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Conservatory Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Antietam Cable, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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