Carroll County property record for 705 Conservatory Dr, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,464 sqft Total Area |
| Lot Size | 103,237 sqft (2.37 acres) |
| Garage | Attached, 714 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $925,000 (2023) |
| Tax Bill | $8,889.00 (2025) |
| Primary APN | 14-052518 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,464 sqft Total Area |
| Basement Area | 858 sqft Basement |
| Finished Basement | 858 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 103,237 sqft (2.37 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 714 sqft Garage |
| Pool Area | 703 sqft Pool |
| Deck Area | 658 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 052518 |
|---|---|
| Street Address | 705 CONSERVATORY DR |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-8980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 69 - 2.37 ACS 705 CONSERVATORY DR 44-4 SUMNERS HOLLOW SC 2 |
| Legal Subdivision | SUMNERS HOLLOW SEC 02 |
| Legal Lot Number | 69 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 14, BERRETT |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 514100 |
Source: Carroll County records · APN 14-052518
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CONSERVATORY DR, SYKESVILLE, MD 21784-8980 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 29, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jun 09, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 16, 2017 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Sep 06, 2012 · Amount on Record |
| Deed Book / Page | 11064 / 334 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 CONSERVATORY DR, ELDERSBURG, MD 21784-8980 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6296 SAMARA CIR, SYKESVILLE, MD 21784-6154 |
| Document Number | 0111150444 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 11115/444 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.86% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 29, 2023 |
| Property Address | 705 CONSERVATORY DR, ELDERSBURG, MD 21784-8980 |
| Document Number | 0110640334 |
| Book / Page | 11064 / 334 |
| Map Reference | MB 44 PG 43-48 |
| Instrument Date | Jun 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 705 CONSERVATORY DR, SYKESVILLE, MD 21784-8980 |
| Document Number | 0110640341 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 11064-0341 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.86% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 CONSERVATORY DR, ELDERSBURG, MD 21784-8980 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0103100125 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 10310/125 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 CONSERVATORY DR, ELDERSBURG, MD 21784-8980 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | REAL ESTATE STLMTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0099240139 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 9924/139 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 CONSERVATORY DR, ELDERSBURG, MD 21784-8980 |
| Document Number | 0089010106 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 705 CONSERVATORY DR ELDERSBURG MD 217848980, ELDERSBURG, MD 21784-8980 |
| Document Number | 0089010106 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 008901/000106 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827,933 (+20.46%) | $891,500 (+27.21%) Land $213,700 Building $677,800 | |
| 2025 | $8,889.00 (+14.46%) Homeowner's exemption | ||
| 2023 | $7,766.00 (+2%) Homeowner's exemption | $687,333 (+2%) | $700,800 (-) Land $213,700 Building $487,100 |
| 2022 | $7,614.00 Homeowner's exemption | $673,867 | $700,800 Land $213,700 Building $487,100 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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