707 Braddock Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 707 Braddock Ave, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,014 sqft · built 1958
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 2002)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-009562`

Property Details

APN / Parcel Number

Primary APN	`29-009562`
Alternative APN	`009562`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009562
Street Address	707 BRADDOCK AVE
City	CUMBERLAND
State	MD
Zip	21502-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	707 BRADDOCK AVE PT LOT 33 50X100
Legal Subdivision	NATIONAL HWY ADD
Legal Lot Number	33
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1014
Census Tract	1402

Owner

Source: Allegany County records · APN 29-009562

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 BRADDOCK AVE, CUMBERLAND, MD 21502-7315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2002 · Amount on Record
Deed Sale	Dec 06, 2002 · Amount on Record
Prior Sale	Jan 31, 1997 · Amount on Record
Deed Document Number	20022309
Deed Book / Page	711 / 644
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	707 BRADDOCK AVE, LAVALE, MD 21502-7315
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BRADDOCK AVE, CUMBERLAND, MD 21502-7315

Mortgage

Document Number	002814-0042
Date	Sep 09, 2022
Book Page	2814/42

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,033 (+21.54%)	$122,800 (+19.8%) Land $15,000 Building $107,800
2025	$1,346.00 (+29.8%)
2023	$1,037.00	$95,467	$102,500 Land $15,000 Building $87,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), as of November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010014021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skypacket Networks Fixed Wireless	100 / 20

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0010016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.