706 Braddock Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 706 Braddock Ave, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1973
Lot Size0.195 acres (8,480 sqft)
OwnerIndividual Name on Record
Tax Bill$1,580 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-023522

Property Details

APN / Parcel Number

Primary APN29-023522
Alternative APN
  • 023522

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Total Area
Basement Area250 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,480 sqft (0.195 acres)
Lot Dimensions106 ft deep x 80 ft wide
Garage TypeCarport
Garage Area625 sqft
CarportCarport
Carport Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number023522
Street Address706 BRADDOCK AVE
CityCUMBERLAND
StateMD
Zip21502-7316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORTER AVE COR BRADDOCK ST 80X106 LOTS 1-2 LAVALE GARDENS
Legal SubdivisionLAVALE GNDS ADD
Legal Lot Number1,2
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1012
Census Tract1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address706 BRADDOCK AVE, CUMBERLAND, MD 21502-7316
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address706 BRADDOCK AVE, LAVALE, MD 21502-7316
Document Number0023020367
Instrument DateMay 16, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 BRADDOCK AVE CUMBERLAND MD 215027316, CUMBERLAND, MD 21502-7316

Mortgage

Document Number0023020367
DateJun 6, 2017
Book Page002302/000367
Lender
NameMANUFACTURERS & TRADERS TR
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,067 (+20.36%)$153,600 (+22.88%) Land $22,000 Building $131,600
2025$1,580.00 (+23.05%) Homeowner's exemption
2023$1,284.00 Homeowner's exemption$119,700$125,000 Land $19,500 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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