707 Bowen Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 707 Bowen Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,269 sqft · built 2004
Lot Size	0.16 acres (6,983 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Feb 2019)
Tax Bill	$21,176 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-320-029`

Property Details

APN / Parcel Number

Primary APN	`223-320-029`
Alternative APN	`223-320-029-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
1st Floor Area	2,008 sqft
2nd Floor Area	1,261 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,983 sqft (0.16 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	707 BOWEN CT
City	SAN RAMON
State	CA
Zip	94582-5699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8715 L229
Legal Subdivision	SUBDIVISION 8715
Legal Tract	8715
Legal Lot Number	229
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2001
Census Tract	355124

Owner

707 Bowen Ct is owned and occupied by two individuals who bought it in February 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 BOWEN CT, SAN RAMON, CA 94582-5699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 28, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Oct 19, 2004 · Amount on File
Deed Document Number	201927226
Prior Transfer Date	Mar 28, 2005
Prior Transfer Doc	0000130584
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	707 BOWEN CT, SAN RAMON, CA 94582-5699
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BOWEN CT, SAN RAMON, CA 94582-5699

Mortgage

Document Number	0000049390
Date	Feb 17, 2021
Instrument	2021-049390

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2019
Property Address	707 BOWEN CT, SAN RAMON, CA 94582-5699
Document Number	0000027226
Instrument Date	Feb 7, 2019
Instrument	27226
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4077 LAKEMONT CT SAN JOSE CA 951483832, SAN JOSE, CA 95148-3832

Mortgage

Document Number	27227
Date	Feb 28, 2019
Instrument	27227

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 707 Bowen Ct was $21,176.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,726 (+2%) Land $682,695 Building $768,031
2025	$21,176.00	$1,422,281 Land $669,309 Building $752,972
2023	$20,714.00 (+1.76%)	$1,367,054 Land $643,320 Building $723,734
2022	$20,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 707 Bowen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Bowen Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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