706 Bowen Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 706 Bowen Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,757 sqft · built 2004
Lot Size	0.13 acres (5,645 sqft)
Owner	2 Individual Names on File
Last Sale	$1,643,000 (Nov 2020)
Tax Bill	$25,005 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-320-020-9`

Property Details

APN / Parcel Number

Primary APN	`223-320-020-9`
Alternative APN	`223-320-020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,757 sqft Living Area
1st Floor Area	1,836 sqft
2nd Floor Area	1,921 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,645 sqft (0.13 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	706 BOWEN CT
City	SAN RAMON
State	CA
Zip	94582-5699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8715 L220
Legal Subdivision	SUBDIVISION 8715
Legal Tract	8715
Legal Lot Number	220
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2001
Census Tract	355124

Owner

706 Bowen Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 BOWEN CT, SAN RAMON, CA 94582-5699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	2020282632
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0000212974
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2020
Property Address	706 BOWEN CT, SAN RAMON, CA 94582-5699
Document Number	0000282632
Map Reference	MB 459 PG 39
Instrument Date	Nov 17, 2020
Instrument	2020-282632
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	706 BOWEN CT, SAN RAMON, CA 94582-5699

Mortgage

Document Number	0000282633
Date	Nov 20, 2020
Instrument	2020-282633

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4%
Index	1-Year LIBOR
Max Rate	7%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 17, 2017
Property Address	706 BOWEN CT, SAN RAMON, CA 94582-5699
Document Number	0000190594
Map Reference	MB459 PG39
Instrument Date	Sep 28, 2017
Instrument	2017-190594
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	706 BOWEN CT, SAN RAMON, CA 94582-5699

Mortgage

Document Number	0000190595
Date	Oct 17, 2017
Instrument	2017-190595

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 706 Bowen Ct was $25,005 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,814,001 (+2%) Land $772,855 Building $1,041,146
2025	$25,005.00 Homeowner's exemption	$1,778,433 Land $757,701 Building $1,020,732
2023	$24,409.00 (+1.62%) Homeowner's exemption	$1,709,377 Land $728,280 Building $981,097
2022	$24,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 706 Bowen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Bowen Ct is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Bowen Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures