707 Austin Ave, Flora, IL 62839 Property Records

Clay County property record for 707 Austin Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 755 sqft · built 1948
Lot Size	0.168 acres (7,356 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Jul 2020)
Tax Bill	$1,192 (2024)
Deeds & Mortgages	Sep 2025 Transfer Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-404-008`

Property Details

APN / Parcel Number

Primary APN	`10-25-404-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	755 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	7,356 sqft (0.168 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	707 AUSTIN AVE
City	FLORA
State	IL
Zip	62839-2264
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	W S ROBINSON'S ADDN W 60' X 120' LOT 8
Legal Subdivision	W S ROBINSONS ADD
Legal Lot Number	8
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2065
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK
Aug 29, 2017	Deed, Transfer · Commercial Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2020199477
Last Transfer Date	Sep 29, 2025
Transfer Doc	0000212718
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Sep 30, 2025
Property Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Document Number	0000212718
Instrument Date	Sep 29, 2025
Instrument	212718
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2574 SAILOR SPRINGS RD, LOUISVILLE, IL 62858-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 27, 2020
Property Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Document Number	0000199477
Instrument Date	Jul 24, 2020
Instrument	199477
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$73.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 SAILOR SPRINGS RD, LOUISVILLE, IL 62858-2201

Mortgage

Document Number	0000199478
Date	Jul 27, 2020
Instrument	199478

Lender

Name	CLAY COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2025

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Aug 29, 2017
Property Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Document Number	000D192386
Instrument Date	Aug 8, 2017
Instrument	D192386
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 AUSTIN AVE, FLORA, IL 62839-2264
Investor	Possibly a Property Investor

Mortgage

Document Number	000D192387
Date	Aug 29, 2017
Instrument	D192387

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,014 (+11.45%) Land $1,980 Building $21,034	$69,042 (+11.45%) Land $5,940 Building $63,102
2024	$1,192.00 (+9.46%) Homeowner's exemption	$20,650 (+18.41%) Land $1,777 Building $18,873	$61,950 (+18.41%) Land $5,331 Building $56,619
2022	$1,089.00 (+10.33%) Homeowner's exemption	$17,439 Land $1,501 Building $15,938	$52,317 Land $4,503 Building $47,814
2021	$987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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