626 Austin Ave, Flora, IL 62839 Property Records

Clay County property record for 626 Austin Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 998 sqft · built 1943
Lot Size	0.158 acres (6,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jul 2021)
Tax Bill	$1,057 (2024)
Deeds & Mortgages	Jul 2021 Sale Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-031`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-031`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	6,899 sqft (0.158 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	626 AUSTIN AVE
City	FLORA
State	IL
Zip	62839-2734
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN PT LOT 41 & N/2 LOT 42
Legal Subdivision	FAIR ADDITION
Legal Lot Number	41-42
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2061
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 AUSTIN AVE, FLORA, IL 62839-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	2021202366
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 12, 2021
Property Address	626 AUSTIN AVE, FLORA, IL 62839-2734
Document Number	202366
Instrument Date	Jul 9, 2021
Instrument	202366
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 AUSTIN AVE, FLORA, IL 62839-2734

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	626 AUSTIN AVE, FLORA, IL 62839-2734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199714
Date	Aug 26, 2020
Instrument	199714

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 15, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,165 (+32.15%) Land $1,848 Building $19,317	$63,495 (+32.15%) Land $5,544 Building $57,951
2024	$1,057.00 (+10.91%)
2022	$953.00 (+293.8%) Homeowner's exemption	$16,016 Land $1,380 Building $14,636	$48,048 Land $4,140 Building $43,908
2021	$242.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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