Scott County property record for 707 3rd St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,615 sqft · built 1874 |
| Lot Size | 0.21 acres (9,191 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,500 (Aug 2017) |
| Tax Bill | $1,514 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72223310805 |
| Primary APN | 72223310805 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Attic Area | 481 sqft |
| Basement Area | 1,134 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1874 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,191 sqft (0.21 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 89 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 707 3RD ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HECKLE & KAUTZ'S ADD LOT: 008 BLOCK: 005 HECKLE & KAUTZ'S ADD |
| Legal Subdivision | HECKLE & KAUTZ'S ADD |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10401 |
Source: Scott County records · APN 72223310805
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage BNC NATIONAL BANK |
| Sep 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage BNC NATIONAL BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage R I A FCU |
| Oct 26, 2009 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA |
| Nov 07, 2008 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Prior Sale | Nov 07, 2008 |
| Deed Document Number | 2017024860 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 2009-00032450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800004652 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 201800004652 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 347 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700024849 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017-00024849 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 202000041139 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 202000041139 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Dec 08, 2025 |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Document Number | 2025023929 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025-023929 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Document Number | 2025023930 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 2025-023930 |
| Name | R I A FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Oct 26, 2009 |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Document Number | 200900032450 |
| Instrument Date | Oct 26, 2009 |
| Instrument | 2009-00032450 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Document Number | 200900032451 |
|---|---|
| Date | Oct 26, 2009 |
| Instrument | 2009-00032451 |
| Name | AMERICAN BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Nov 07, 2008 |
| Property Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Document Number | 200800030054 |
| Instrument Date | Nov 04, 2008 |
| Instrument | 2008-00030054 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 707 3RD ST, BUFFALO, IA 52728-7709 |
Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,600 (+3.11%) Land $18,400 Building $81,200 | $99,600 (+3.11%) Land $18,400 Building $81,200 | |
| 2024 | $1,514.00 (-9.99%) | ||
| 2023 | $96,600 Land $18,400 Building $78,200 | $96,600 Land $18,400 Building $78,200 | |
| 2022 | $1,682.00 |
Source: FEMA National Flood Hazard Layer as of April 18, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1982–2019) |
| Claims Outside the SFHA | 12 of 41 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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