628 3rd St, Buffalo, IA 52728 Property Records

Scott County property record for 628 3rd St, Buffalo, IA 52728

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,124 sqft · built 1982
Lot Size	0.21 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (May 1982)
Tax Bill	$2,268 (2024)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`72223410307`

Property Details

APN / Parcel Number

Primary APN	`72223410307`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Finished Basement	550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	628 3RD ST
City	BUFFALO
State	IA
Zip	52728-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HECKLE & KAUTZ'S ADD LOT: 003 BLOCK: 007 HECKLE & KAUTZ'S ADD
Legal Subdivision	HECKLE & KAUTZ'S ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3030
Census Tract	10401

Owner

Source: Scott County records · APN 72223410307

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	628 3RD ST, BUFFALO, IA 52728-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 1982 · Amount on Record
Deed Sale	May 26, 1982 · Amount on Record
Deed Document Number	1982006970
Record Updated	Jun 07, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	628 3RD ST, BUFFALO, IA 52728-7724
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900024324
Date	Sep 17, 2019
Instrument	201900024324

Lender

Name	RIA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2029

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Buffalo City
County	Scott County
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,600 (+3.61%) Land $18,400 Building $142,200	$160,600 (+3.61%) Land $18,400 Building $142,200
2024	$2,268.00 (+10.42%)
2023		$155,000 Land $18,400 Building $136,600	$155,000 Land $18,400 Building $136,600
2022	$2,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	41 (1982–2019)
Claims Outside the SFHA	12 of 41
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUFFALO WATER SUPPLY serves 1,176 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.