7068 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7068 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1958
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2022)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`C56-001-058-5042-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-058-5042-4`
Alternative APN	`36-5N-24-0000-0007-004A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Heated Area
Gross Area	2,339 sqft
1st Floor Area	1,377 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7068 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR OF E1/4 OF SW1/4 N 1297 FT S 58 DEG E 850 FT TO TO CENTER OF R/W N 44 DEG E 186 FT N 40 DEG E 283 FT TO POB N 47 D
Legal Range	24
Legal Township	05N
Legal Section	36
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1087
Census Tract	20102

Owner

7068 Old River Rd is owned and occupied by an individual who bought it in November 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7068 OLD RIVER RD, BAKER, FL 32531-7914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Jun 16, 2020 · Amount on File
Deed Document Number	3592314
Deed Book / Page	3652 / 1351
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 22, 2022
Property Address	7068 OLD RIVER RD, BAKER, FL 32531-7914
Document Number	0036521351
Book / Page	3652 / 1351
Instrument Date	Nov 10, 2022
Instrument	3592314
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7068 OLD RIVER RD, BAKER, FL 32531-7914

Mortgage

Document Number	0036521353
Date	Nov 22, 2022
Instrument	3652/1353

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 16, 2020
Property Address	7068 OLD RIVER RD, BAKER, FL 32531-7914
Document Number	0034690923
Book / Page	3469 / 923
Instrument Date	Jun 15, 2020
Instrument	3366021
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 N JOHNSON ST, 309, HEDLEY, TX 79237-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 SOUND CREEK CT, NAVARRE, FL 32566-7380

Mortgage

Document Number	0003469925
Date	Jun 16, 2020
Instrument	3469/925

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 7068 Old River Rd was $2,352.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$234,734 Land $63,768 Building $170,966	$234,734 Land $63,768 Building $170,966
2023	$2,223.00 (+85.56%)	$220,056 (+71.27%) Land $54,178 Building $165,878	$220,056 (+71.27%) Land $54,178 Building $165,878
2022	$1,198.00	$128,485 Land $48,222 Building $80,263	$128,485 Land $48,222 Building $80,263

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7068 Old River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7068 Old River Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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