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7020 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7020 Old River Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,631 sqft · built 2017
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Sep 2016)
Tax Bill$118 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8613-1

Property Details

APN / Parcel Number

Primary APNC56-001-038-8613-1
Alternative APN
  • 36-5N-24-0000-0007-0050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,631 sqft Heated Area
Gross Area3,925 sqft
1st Floor Area2,631 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area435,600 sqft (10 acres)
Garage TypeFinished
Garage Area935 sqft
PorchOpen Porch
Porch Area359 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address7020 OLD RIVER RD
CityBAKER
StateFL
Zip32531-7914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR OF E1/2 OF SW1/4 N 105.7 FT TO POB N 34 DEG E 110 FT N 44 DEG E 825 FT N 41 DEG E 140.18 FT N 61 DEG W 849.52 FT S
Legal Range24
Legal Township05N
Legal Section36
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1087
Census Tract20102

Owner

Source: Okaloosa County records · APN C56-001-038-8613-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7020 OLD RIVER RD, BAKER, FL 32531-7914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
May 24, 2019Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 22, 2017Loan Modification, Mortgage
FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2016 · Amount on Record
Deed SaleSep 07, 2016 · Amount on Record
Deed Document Number3088456
Deed Book / Page3265 / 0920
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address7020 OLD RIVER RD, BAKER, FL 32531-7914
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7020 OLD RIVER RD, BAKER, FL 32531-7914

Mortgage

Document Number0035160648
DateJan 05, 2021
Book Page3516/648
Instrument3419244
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address7020 OLD RIVER RD, BAKER, FL 32531-7914
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034002795
DateMay 24, 2019
Book Page3400/2795
Instrument3279830
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address7020 OLD RIVER RD, BAKER, FL 32531-7914
Document Number0033173099
Book / Page003317 / 003099
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7020 OLD RIVER RD BAKER FL 325317914, BAKER, FL 32531-7914

Mortgage

Document Number0033173099
DateSep 14, 2017
Book Page003317/003099
Instrument3159977
Lender
NameFIRST GNTY MTG CORP
AddressTYSONS CORNER, VA 22182
Agreement
AmountAmount Recorded
Term360 Months
DueSep 13, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$118.00 (+13.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$375,264 (+5.99%)$567,095 (+6.58%) Land $58,471 Building $508,624
2023$104.00 (-96.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$354,066 (+3%)$532,096 (+8.39%) Land $46,200 Building $485,896
2022$3,054.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$343,753$490,889 Land $44,000 Building $446,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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