7061 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7061 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 2001
Lot Size	1.15 acres (50,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Apr 2001)
Tax Bill	$3,057 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4605-45-3003`

Property Details

APN / Parcel Number

Primary APN	`4605-45-3003`
Alternative APNs	`460510453003` `150945` `76788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Concrete
Lot Area	50,268 sqft (1.15 acres)
Pool Area	648 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	150945
Street Address	7061 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#13&14 ISLE OF PINES SUB
Legal Subdivision	ISLE PINES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7061 WINDY PINE CIR, DENVER, NC 28037-9359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2001 · Amount on Record
Deed Sale	Apr 17, 2001 · Amount on Record
Prior Sale	Dec 15, 2000 · Amount on Record
Deed Book / Page	1235 / 745
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7061 WINDY PINE CIR, DENVER, NC 28037-9359
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7061 WINDY PINE CIR, DENVER, NC 28037-9359

Mortgage

Document Number	0000031921
Date	Aug 26, 2022
Book Page	3192/1
Instrument	656953

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7061 WINDY PINE CIR, DENVER, NC 28037-9359
Document Number	280536
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7061 WINDY PINE CIR DENVER NC 280379359, DENVER, NC 28037-9359

Mortgage

Document Number	280536
Date	Mar 26, 2019
Book Page	002805/000036
Instrument	590301

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,057.00 (+1.6%)	$479,217 (-) Land $98,000 Building $381,217	$479,217 (-) Land $98,000 Building $381,217
2023	$3,009.00	$479,217 Land $98,000 Building $381,217	$479,217 Land $98,000 Building $381,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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