7174 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7174 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1980
Lot Size	0.893 acres (38,899 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2017)
Tax Bill	$3,877 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4605-44-8282`

Property Details

APN / Parcel Number

Primary APN	`4605-44-8282`
Alternative APNs	`460514448282` `264257` `30550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	38,899 sqft (0.893 acres)
Loading Dock	780 sqft
Storage Building	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	264257
Street Address	7174 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#7 SECT 35 CRESCENT
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1021
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7174 WINDY PINE CIR, DENVER, NC 28037-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Oct 4, 2017	Warranty Deed, Transfer · Conventional with PMI SHARONVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	2017568958
Deed Book / Page	2697 / 492
Prior Transfer Date	Aug 25, 2011
Prior Transfer Doc	0022700328
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7174 WINDY PINE CIR, DENVER, NC 28037-9360
Document Number	2735515
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7174 WINDY PINE CIR DENVER NC 280379360, DENVER, NC 28037-9360

Mortgage

Document Number	2735515
Date	Apr 10, 2018
Book Page	002735/000515
Instrument	576477

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, NC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 4, 2017
Property Address	7174 WINDY PINE CIR, DENVER, NC 28037-9360
Document Number	2697492
Book / Page	002697 / 000492
Instrument Date	Oct 3, 2017
Instrument	568958
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7174 WINDY PINE CIR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2697497
Date	Oct 4, 2017
Book Page	002697/000497
Instrument	568959

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,877.00 (+0.62%)	$613,872 (-) Land $342,681 Building $271,191	$613,872 (-) Land $342,681 Building $271,191
2025	$3,853.00 (+0.84%)	$613,872 (-) Land $342,681 Building $271,191	$613,872 (-) Land $342,681 Building $271,191
2023	$3,821.00	$613,872 Land $342,681 Building $271,191	$613,872 Land $342,681 Building $271,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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