7060 Summit Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7060 Summit Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,227 sqft · built 1997
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Apr 2022)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2S-27-1922-31900-0020`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-1922-31900-0020`
Alternative APN	`S272021922319000020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	3,733 sqft
1st Floor Area	2,227 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7060 SUMMIT DR
City	NAVARRE
State	FL
Zip	32566-6714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 2 BLK 319 HOLLEY BY THE SEA 1ST ADD AS DES IN OR 4270 PG 1753 & E-L/E RES IN OR 4541 PG 1014
Legal Range	27W
Legal Township	2S
Legal Section	02
Legal Subdivision	HOLLEY SEA/1ST ADDIT
Legal Block	319
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1006
Census Tract	10822

Owner

Source: Santa Rosa County records · APN 02-2S-27-1922-31900-0020

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7060 SUMMIT DR, NAVARRE, FL 32566-6714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Aug 05, 1999 · Amount on Record
Deed Document Number	202222194
Deed Book / Page	4270 / 1753
Last Transfer Date	Jul 23, 2024
Transfer Doc	0045411014
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 13, 2022
Property Address	7060 SUMMIT DR, NAVARRE, FL 32566-6714
Document Number	0042701753
Book / Page	4270 / 1753
Map Reference	MB E PG 15
Instrument Date	Apr 11, 2022
Instrument	202222194
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,899.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16505 KINGLETRIDGE AVE, 16505, LITHIA, FL 33547-3936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18009 113TH ST E, BONNEY LAKE, WA 98391-6082

Mortgage

Document Number	0042701755
Date	Apr 13, 2022
Instrument	4270/1755

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,506.00 (+3.34%)	$586,667 (+2.9%)	$604,915 (+3.33%) Land $150,000 Building $454,915
2024	$6,296.00 (+1.76%) Homeowner's exemption	$570,133 (+3%)	$585,404 (+5.76%) Land $150,000 Building $435,404
2023	$6,187.00 (+97.98%) Homeowner's exemption	$553,527 (+92.62%) Land $110,000 Building $443,527	$553,527 (+21.32%) Land $110,000 Building $443,527
2022	$3,125.00 Homeowner's exemption	$287,368	$456,271 Land $100,000 Building $356,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.