7046 Summit Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7046 Summit Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,459 sqft · built 1994
Lot Size	0.326 acres (14,244 sqft)
Owner	Individual Name on File
Tax Bill	$5,385 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2S-27-1922-31600-0010`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-1922-31600-0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,459 sqft Heated Area
Gross Area	3,443 sqft
1st Floor Area	3,009 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,244 sqft (0.326 acres)
Lot Dimensions	1,370 ft deep x 950 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	334 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S271922316000010
Street Address	7046 SUMMIT DR
City	NAVARRE
State	FL
Zip	32566-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA 1ST ADDITION LOT 1 BLK 316 AS DES IN OR 1729 PG 1023 & AS DES IN OR 4149 PG 1506
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	HOLLEY SEA/1ST ADDIT
Legal Block	316
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1004
Census Tract	10822

Owner

Source: Santa Rosa County records · APN 02-2S-27-1922-31600-0010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5006 AIRLINE RD, DALLAS, TX 75205-2930
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2021
Deed Sale	Jul 16, 2021
Prior Sale	Mar 18, 1999
Deed Document Number	202147943
Deed Book / Page	4149 / 1506
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2021
Property Address	7046 SUMMIT DR, NAVARRE, FL 32566-8745
Document Number	0041491506
Book / Page	4149 / 1506
Map Reference	MB E PG 15
Instrument Date	Jul 15, 2021
Instrument	202147943
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7046 SUMMIT DR, 7046, NAVARRE, FL 32566-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5006 AIRLINE RD, DALLAS, TX 75205-2930

Mortgage

Document Number	0041491508
Date	Jul 16, 2021
Book Page	4149/1508
Instrument	202147944

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,385.00 (-2%)	$454,214 (-0.74%) Land $99,000 Building $355,214	$454,214 (-0.74%) Land $99,000 Building $355,214
2023	$5,495.00 (+13.77%)	$457,594 (+15.22%) Land $96,800 Building $360,794	$457,594 (+15.22%) Land $96,800 Building $360,794
2022	$4,830.00	$397,155	$397,155 Land $88,000 Building $309,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.