706 W Windsor St, Monroe, NC 28112 Property Records

Union County property record for 706 W Windsor St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,816 sqft · built 1935
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Nov 2024)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-232-195`

Property Details

APN / Parcel Number

Primary APN	`09-232-195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,850 sqft (0.295 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 W WINDSOR ST
City	MONROE
State	NC
Zip	28112-5476
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	9020-0531
Legal Subdivision	BLOUNT
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2033
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 W WINDSOR ST, MONROE, NC 28112-5476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS/OH
Mar 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	202428444
Deed Book / Page	9020 / 531
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	4969155
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 27, 2017
Property Address	706 W WINDSOR ST, MONROE, NC 28112-5476
Document Number	7023173
Book / Page	007023 / 000173
Instrument Date	Sep 27, 2017
Instrument	28488
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W WINDSOR ST MONROE NC 281125476, MONROE, NC 28112-5476

Mortgage

Document Number	7023176
Date	Sep 27, 2017
Book Page	007023/000176
Instrument	28489

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Mortgage

Document Number	7023186,
Date	Sep 27, 2017
Book Page	007023/000186
Instrument	28490

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 76121-8066

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 17, 2017
Property Address	706 W WINDSOR ST, MONROE, NC 28112-5476
Document Number	6895474
Book / Page	006895 / 000474
Instrument Date	Mar 17, 2017
Instrument	7383
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1301 MORNINGSIDE MEADOW LN MATTHEWS NC 281048555, MATTHEWS, NC 28104-8555

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,000 (-) Land $33,500 Building $314,500	$348,000 (-) Land $33,500 Building $314,500
2025	$3,042.00 (+49.56%)	$348,000 (+86.5%) Land $33,500 Building $314,500	$348,000 (+86.5%) Land $33,500 Building $314,500
2023	$2,034.00	$186,600 Land $17,800 Building $168,800	$186,600 Land $17,800 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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