703 W Windsor St, Monroe, NC 28112 Property Records

Union County property record for 703 W Windsor St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,405 sqft · built 1935
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2019)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-232-194`

Property Details

APN / Parcel Number

Primary APN	`09-232-194`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Slab
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	703 W WINDSOR ST
City	MONROE
State	NC
Zip	28112-5467
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7509-826
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2045
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	703 W WINDSOR ST, MONROE, NC 28112-5467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Mar 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	201934496
Deed Book / Page	7509 / 826
Prior Transfer Date	Mar 9, 2001
Prior Transfer Doc	1519372
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	703 W WINDSOR ST, MONROE, NC 28112-5467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 W WINDSOR ST, MONROE, NC 28112-5467

Mortgage

Document Number	7797281
Date	Sep 3, 2020
Book Page	7797/281
Instrument	34724

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jun 25, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 6, 2019
Property Address	703 W WINDSOR ST, MONROE, NC 28112-5467
Document Number	0007509826
Book / Page	7509 / 826
Instrument Date	Nov 6, 2019
Instrument	0034496
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 W WINDSOR ST, MONROE, NC 28112-5467

Mortgage

Document Number	0000034497
Date	Nov 6, 2019
Instrument	0034497

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 21, 2019
Property Address	703 W WINDSOR ST, MONROE, NC 28112-5467
Document Number	7334430
Book / Page	007334 / 000430
Instrument Date	Mar 15, 2019
Instrument	7169
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6207 LOWERGATE DR WAXHAW NC 281736747, WAXHAW, NC 28173-6747

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 5, 2017
Property Address	703 W WINDSOR ST, MONROE, NC 28112-5467
Document Number	7008878
Book / Page	007008 / 000878
Instrument Date	Aug 11, 2017
Instrument	26084
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	106 SANFORD ST MONROE NC 281125410, MONROE, NC 28112-5410

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,200 (-) Land $33,100 Building $242,100	$275,200 (-) Land $33,100 Building $242,100
2025	$2,405.00 (+50.78%)	$275,200 (+88.11%) Land $33,100 Building $242,100	$275,200 (+88.11%) Land $33,100 Building $242,100
2023	$1,595.00	$146,300 Land $17,500 Building $128,800	$146,300 Land $17,500 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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