706 W Main St, Ashland, OH 44805 Property Records

Ashland County property record for 706 W Main St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,592 sqft · built 1917
Lot Size	0.203 acres (8,821 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Apr 2014)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P43-044-0-0051-00`

Property Details

APN / Parcel Number

Primary APN	`P43-044-0-0051-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	1,356 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	242 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	173 ft deep x 51 ft wide

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	706 W MAIN ST
City	ASHLAND
State	OH
Zip	44805-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	706 W MAIN ST R=44 LOT 4008
Legal Subdivision	NORTH ASHLAND
Legal Lot Number	4008
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1005
Census Tract	970600

Owner

Source: Ashland County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 W MAIN ST, ASHLAND, OH 44805-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2014 · Amount on Record
Deed Sale	Apr 30, 2014 · Amount on Record
Prior Sale	Dec 20, 2007
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Recording Date	Jun 24, 2026
Property Address	706 W MAIN ST, ASHLAND, OH 44805-2062
Document Number	0000003408
Book / Page	1005 / 1019
Instrument Date	Jun 11, 2026
Instrument	20263408
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	706 W MAIN ST, ASHLAND, OH 44805-2062

Mortgage

Document Number	0000003408,
Date	Jun 24, 2026
Book Page	1005/1019
Instrument	20263408

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	706 W MAIN ST, ASHLAND, OH 44805-2062
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W MAIN ST, ASHLAND, OH 44805-2062

Mortgage

Document Number	00989/3236
Date	Jan 10, 2024
Book Page	989/3236
Instrument	202400000126

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+15.5%) Homeowner's exemption	$40,930 (-) Land $8,860 Building $32,070
2023	$1,413.00 (+3.97%)	$40,930 (+38%) Land $8,860 Building $32,070	$116,940 (+38%) Land $25,310 Building $91,630
2022	$1,359.00	$29,660 Land $6,420 Building $23,240
2020			$84,740 Land $18,340 Building $66,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Spectrum, Verizon.

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