Ashland County property record for 640 W Main St, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,446 sqft · built 1910 |
| Lot Size | 0.31 acres (13,525 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $919 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P43-044-0-0053-00 |
| Primary APN | P43-044-0-0053-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 726 sqft |
| Upper Floors Area | 726 sqft |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,525 sqft (0.31 acres) |
| Lot Dimensions | 275 ft deep x 45 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 640 W MAIN ST |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 640 W MAIN ST R=44 LOT 4006 |
| Legal Subdivision | NORTH ASHLAND |
| Legal Lot Number | 4006 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970600 |
640 W Main St is owned and occupied by an individual who acquired it in October 2007.
Source: Ashland County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 640 W MAIN ST, ASHLAND, OH 44805-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2007 |
| Transfer Doc | 000567/259 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 640 W Main St was $919 with a homeowner's exemption.
Source: Ashland County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $919.00 Homeowner's exemption | $36,400 Land $9,350 Building $27,050 | |
| 2023 | $1,257.00 (+9.11%) | $36,400 (+37.98%) Land $9,350 Building $27,050 | $104,000 Land $26,720 Building $77,280 |
| 2022 | $1,152.00 | $26,380 Land $6,780 Building $19,600 | |
| 2020 | $75,360 Land $19,360 Building $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2011) |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
May also be available: Spectrum, Verizon.
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