706 Tracy Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 706 Tracy Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1999
Lot Size	0.34 acres (14,820 sqft)
Owner	Individual Name on Record
Last Sale	$94,500 (Nov 2013)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086024004009012000`

Property Details

APN / Parcel Number

Primary APN	`086024004009012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,820 sqft (0.34 acres)
Lot Dimensions	129 ft deep x 113 ft wide
Utility Building	340 sqft

Location & Zoning

Street Address	706 TRACY LN
City	MOUNT VERNON
State	MO
Zip	65712-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACY LN,706; LT 10 NEWCOMER'S ADDN - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	NEWCOMER'S ADDN
Legal Lot Number	10
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2052
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 TRACY LN, MOUNT VERNON, MO 65712-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 8, 2021	Deed of Trust, Mortgage · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	20136143
Deed Book / Page	449 / 5495
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Recording Date	Apr 20, 2026
Property Address	706 TRACY LN, MOUNT VERNON, MO 65712-9682
Document Number	0000002064
Book / Page	2026 / 2064
Instrument Date	Mar 19, 2026
Instrument	20262064
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 TRACY LN, MOUNT VERNON, MO 65712-9682
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002064,
Date	Apr 20, 2026
Book Page	2026/2064
Instrument	20262064

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	706 TRACY LN, MOUNT VERNON, MO 65712-9682
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 TRACY LN, MOUNT VERNON, MO 65712-9682

Mortgage

Document Number	00457/7406
Date	Dec 8, 2021
Book Page	457/7406
Instrument	2021-00007466

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,720 (-) Land $3,150 Building $19,570
2025	$1,117.00 (+0.09%)	$22,720 (+9.23%) Land $3,150 Building $19,570	$109,474 (-)
2024	$1,116.00 (+8.56%)
2023	$1,028.00 (+6.64%)	$20,800 Land $3,150 Building $17,650	$109,474
2022	$964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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