738 Tracy Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 738 Tracy Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1984
Lot Size	0.34 acres (14,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Aug 2020)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086024004009016000`

Property Details

APN / Parcel Number

Primary APN	`086024004009016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Type	Gable
Lot Area	14,820 sqft (0.34 acres)
Lot Dimensions	129 ft deep x 113 ft wide

Location & Zoning

Street Address	738 TRACY LN
City	MOUNT VERNON
State	MO
Zip	65712-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACY LN,738; LT 6 OF NEWCOMER'S ADDN - MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	NEWCOMER'S ADDN
Legal Lot Number	6
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2052
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 TRACY LN, MOUNT VERNON, MO 65712-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Apr 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20204337
Deed Book / Page	456 / 4303
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000001558
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Aug 31, 2020
Property Address	738 TRACY LN, MOUNT VERNON, MO 65712-9682
Document Number	456/4303
Book / Page	456 / 4303
Instrument Date	Aug 31, 2020
Instrument	2020-00004337
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 TRACY LN, MOUNT VERNON, MO 65712-9682

Mortgage

Document Number	4564304
Date	Aug 31, 2020
Instrument	456/4304

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 11, 2019
Property Address	738 TRACY LN, MOUNT VERNON, MO 65712-9682
Document Number	455/1557
Book / Page	455 / 1557
Instrument Date	Apr 5, 2019
Instrument	2019-00001574
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 TRACY LN, MOUNT VERNON, MO 65712-9682

Mortgage

Document Number	201900001575
Date	Apr 11, 2019
Instrument	2019-00001575

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,260 (-) Land $3,150 Building $18,110
2025	$1,045.00 (+0.1%)	$21,260 (+9.19%) Land $3,150 Building $18,110	$102,474 (-)
2024	$1,044.00 (+8.52%)
2023	$962.00 (+6.42%)	$19,470 Land $3,150 Building $16,320	$102,474
2022	$904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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