706 Summit St, Monroe, NC 28112 Property Records

Union County property record for 706 Summit St, Monroe, NC 28112 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1997
Square Footage	1,026 sqft Living Area
Lot Size	8,756 sqft (0.201 acres)
Last Sale	$255,000 (2017)
Tax Bill	$1,651.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-234-090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,026 sqft Living Area
1st Floor	1,026 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	706 SUMMIT ST
City	MONROE
State	NC
Zip	28112-5665
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#6 & #7 NORTH CAROLINA BANK & TRUST CO PB2 PG90
Legal Subdivision	N C BANK & TRUST
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1013
Census Tract	20502

Owner

Source: Union County records · APN 09-234-090

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1301 MEDLIN RD, MONROE, NC 28112-7459
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Doc Number	20177865
Deed Book / Page	6898 / 595
Record Refreshed	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2017
Property Address	706 SUMMIT ST, MONROE, NC 28112-5665
Document Number	6898595
Book / Page	006898 / 000595
Instrument Date	Mar 22, 2017
Instrument	7865
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1405 DUBLIN PL MONROE NC 281128443, MONROE, NC 28112-8443

Mortgage

Document Number	6898599
Date	Mar 22, 2017
Book Page	006898/000599
Instrument	7866

Lender

Name	MURRAY FAMILY LLC
Address	1301 MEDLIN RD, MONROE, NC 28112-7459

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2042

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+30.21%)	$188,900 (+62.42%) Land $34,500 Building $154,400	$188,900 (+62.42%) Land $34,500 Building $154,400
2023	$1,268.00	$116,300 Land $14,300 Building $102,000	$116,300 Land $14,300 Building $102,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.