Union County property record for 705 Summit St, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,276 sqft Living Area |
| Lot Size | 7,667 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2021) |
| Tax Bill | $1,676.00 (2025) |
| Primary APN | 09-234-069 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,276 sqft Living Area |
| 1st Floor | 1,276 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,667 sqft (0.176 acres) |
| Porch Area | 72 sqft Porch |
| Street Address | 705 SUMMIT ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #12 PB2 PG90 |
| Legal Subdivision | N C BANK & TRUST |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 20502 |
Source: Union County records · APN 09-234-069
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 SUMMIT ST, MONROE, NC 28112-5666 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNEBANK MORTGAGE |
| Jul 20, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Dec 29, 2020 | Warranty Deed, Transfer · Building or Construction Mortgage ARTEMIS/NAPLES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on Record |
| Deed Sale | Dec 23, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Doc Number | 202160389 |
| Deed Book / Page | 8355 / 657 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 23, 2021 |
| Property Address | 705 SUMMIT ST, MONROE, NC 28112-5666 |
| Document Number | 0008355657 |
| Book / Page | 8355 / 657 |
| Map Reference | MB 2 PG 90 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 60389 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | CHICAGO TITLE COMPANY, OSN CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 705 SUMMIT ST, MONROE, NC 28112-5666 |
| Document Number | 0000060390 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 60390 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 20, 2021 |
| Property Address | 705 SUMMIT ST, MONROE, NC 28112-5666 |
| Document Number | 0000817798 |
| Book / Page | 8177 / 98 |
| Map Reference | MB 2 PG 900 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 34287 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2104 RIVERBANK RD, WAXHAW, NC 28173-6932 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 705 SUMMIT ST, MONROE, NC 28112-5666 |
| Document Number | 7937439 |
| Book / Page | 007937 / 000439 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 54348 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2104 RIVERBANK RD WAXHAW NC 281736932, WAXHAW, NC 28173-6932 |
| Document Number | 7937441 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 007937/000441 |
| Instrument | 54349 |
| Name | ARTEMIS/NAPLES LLC |
|---|---|
| Address | 1560 SAWGRASS CORPORATE PKWY, SUNRISE, FL 33323-2858 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 28, 2021 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,676.00 (+80.6%) | $191,800 (+125.38%) Land $34,200 Building $157,600 | $191,800 (+125.38%) Land $34,200 Building $157,600 |
| 2023 | $928.00 | $85,100 Land $14,100 Building $71,000 | $85,100 Land $14,100 Building $71,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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