706 S Ruby St, Ellensburg, WA 98926 Property Records

Kittitas County property record for 706 S Ruby St, Ellensburg, WA 98926

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 5 ba · 3,052 sqft · built 1930
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2020)
Tax Bill	$5,996 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`P377933`

Property Details

APN / Parcel Number

Primary APN	`P377933`
Alternative APNs	`1718020570040` `377933`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Units	7 Units
Stories	2 Stories
Building Area	3,052 sqft Living Area
Gross Area	3,607 sqft
1st Floor Area	2,216 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bi-Level
Exterior Material	Hardboard/Plywood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	325 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	706 S RUBY ST
City	ELLENSBURG
State	WA
Zip	98926-3779
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	EMHP
Legal Description	TWN EBURG; SCHNEBLY FRT LD; TAX NO. 6; BLOCK 40;
Legal Subdivision	SCHNEBLY FRT LD
Legal Tract	40
Legal Block	40
Jurisdiction	KITTITAS WA
Township / Civil Division	ELLENSBURG
Census Block Group	2
Census Block	2012
Census Tract	975402

Owner

706 S Ruby St, a residential property, is owned by two individuals who bought it in December 2020.

Source: Kittitas County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	713 E TACOMA AVE, ELLENSBURG, WA 98926-3817
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CREDIT UNION
Dec 4, 2020	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage CASHMERE VALLEY BANK
Dec 3, 2019	Deed of Trust, Mortgage UMPQUA BK
Jul 2, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	202089
Prior Transfer Date	May 4, 2009
Prior Transfer Doc	0000000046
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Recording Date	Oct 8, 2026
Property Address	706 S RUBY ST, ELLENSBURG, WA 98926-3779
Document Number	0000000028
Instrument Date	Oct 5, 2026
Instrument	2026100828
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 E RADIO RD, ELLENSBURG, WA 98926-9591

Mortgage

Document Number	0000000028,
Date	Oct 8, 2026
Instrument	2026100828

Lender

Name	GLOBAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Dec 4, 2020
Property Address	706 S RUBY ST, ELLENSBURG, WA 98926-3779
Document Number	0012040089
Map Reference	VOL 2 PG 37
Instrument Date	Dec 4, 2020
Instrument	202012040089
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 5, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E TACOMA AVE, ELLENSBURG, WA 98926-3817

Mortgage

Document Number	0012040090
Date	Dec 4, 2020
Instrument	202012040090

Lender

Name	CASHMERE VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	706 S RUBY ST, ELLENSBURG, WA 98926-3779
Document Number	0012110020
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	706 S RUBY ST ELLENSBURG WA 989263779, ELLENSBURG, WA 98926-3779

Mortgage

Document Number	0012110020
Date	Dec 11, 2019
Instrument	12110020

Lender

Name	UMPQUA BK
Type	Bank
Address	ELLENSBURG, WA 98926

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Jul 2, 2019
Property Address	706 S RUBY ST, ELLENSBURG, WA 98926-3779
Document Number	0007020015
Map Reference	VOL 2 PG 37
Instrument Date	Jun 26, 2019
Instrument	201907020015
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$5,038.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 STRANDE RD, ELLENSBURG, WA 98926-6557

Tax Assessment & Valuation

The 2025 property tax bill for 706 S Ruby St was $5,996.

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Municipality	Ellensburg City
Unified School District	Ellensburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,560 Land $139,360 Building $494,200	$633,560 Land $139,360 Building $494,200
2025	$5,996.00
2023		$512,100 Land $96,000 Building $416,100	$512,100 Land $96,000 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 S Ruby St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 S Ruby St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLENSBURG WATER DEPT serves 20,900 people · EPA ID WA5322950
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigabeam Internet Fixed Wireless	300 / 300

May also be available: AT&T, Lightcurve, Spectrum, T-Mobile, Verizon.

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