609 S Ruby St, Ellensburg, WA 98926 Property Records

Kittitas County property record for 609 S Ruby St, Ellensburg, WA 98926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,321 sqft · built 2015
Lot Size0.083 acres (3,634 sqft)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN17-18-02086-0001

Property Details

APN / Parcel Number

Primary APN17-18-02086-0001
Alternative APN
  • 958582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,321 sqft Living Area
1st Floor Area794 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,634 sqft (0.083 acres)
Garage TypeCarport
CarportCarport
Carport Area266 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Deck Area16 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address609 S RUBY ST
CityELLENSBURG
StateWA
Zip98926-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUBY STREET CLT SHORT PLAT E-13-05, LOT 2A; SEC 02, TWP 17, RGE 18
Legal Range18
Legal Township17
Legal Section02
Legal SubdivisionRUBY STREET CLT
Legal Lot Number2A
JurisdictionKITTITAS WA
Township / Civil DivisionELLENSBURG
Census Block Group2
Census Block2087
Census Tract975600

Owner

609 S Ruby St is owned by a company that acquired it in October 2019.

Source: Kittitas County records, as of July 10, 2023

Mailing AddressPO BOX 1102, ELLENSBURG, WA 98926-1900
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleOct 29, 2019
Deed SaleOct 29, 2019
Deed Document Number0020192251
Prior Transfer DateJan 29, 2016
Prior Transfer Doc201601290041
Record UpdatedJun 7, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address609 S RUBY ST, ELLENSBURG, WA 98926-3747
Document Number0001020026
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address609 S RUBY ST ELLENSBURG WA 989263747, ELLENSBURG, WA 98926-3747

Mortgage

Document Number0001020026
DateJan 2, 2018
Instrument1020026
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of September 30, 2022

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
MunicipalityEllensburg City
Unified School DistrictEllensburg School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$274,610 Land $72,930 Building $201,680$274,610 Land $72,930 Building $201,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 S Ruby St in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims18 (1982–2011)
Claims Outside the SFHA3 of 18
Most Recent ClaimJan 2011 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2011 · 2 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 6 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 S Ruby St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 64% of Washington
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLENSBURG WATER DEPT
serves 20,900 people · EPA ID WA5322950
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Gigabeam Internet
Fixed Wireless
300 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Ruby St

Nearby Streets

Search Property Records by Address or Parcel Number