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706 S Main St, Nappanee, IN 46550 Property Records

Elkhart County property record for 706 S Main St, Nappanee, IN 46550 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,960 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2023)
Tax Bill$2,056 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-13-36-483-005.000-021

Property Details

APN / Parcel Number

Primary APN20-13-36-483-005.000-021
Alternative APN
  • 1336483005021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,960 sqft Living Area
Gross Area3,436 sqft
1st Floor Area1,960 sqft
Upper Floors Area560 sqft
Basement Area1,092 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address706 S MAIN ST
CityNAPPANEE
StateIN
Zip46550-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAM A FLUEGELS ADDITION TO THE TOWN OF NAPPANEE LOT 415
Legal SubdivisionWILLIAM A FLUEGELS ADDITION TO THE TOWN
Legal Block483
Legal Lot Number415
JurisdictionELKHART IN
Township / Civil DivisionLOCKE
Census Block Group3
Census Block3038
Census Tract1100

Owner

Source: Elkhart County records · APN 20-13-36-483-005.000-021

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address706 S MAIN ST, NAPPANEE, IN 46550-2536
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Sep 01, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Feb 16, 2018Warranty Deed, Transfer
HERITAGE PARKE TITLE LLC
Feb 16, 2018Warranty Deed, Transfer
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleSep 01, 2022 · Amount on Record
Deed Document Number202312927
Prior Transfer DateAug 31, 2022
Prior Transfer Doc0000008870
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateAug 08, 2023
Property Address706 S MAIN ST, NAPPANEE, IN 46550-2536
Document Number0000002927
Map ReferenceMB 75 PG 226
Instrument DateAug 04, 2023
Instrument2023-12927
Transaction TypeTransfer
Record UpdatedNov 24, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address706 S MAIN ST, NAPPANEE, IN 46550-2536

Mortgage

Document Number0000002928
DateAug 08, 2023
Instrument2023-12928
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKHART IN
Recording DateSep 01, 2022
Property Address706 S MAIN ST, NAPPANEE, IN 46550-2536
Document Number0000008870
Map ReferenceMB 75 PG 226
Instrument DateAug 25, 2022
Instrument2022-18870
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address706 S MAIN ST, NAPPANEE, IN 46550-2536

Mortgage

Document Number0000008871
DateSep 01, 2022
Instrument2022-18871
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10%
Index1-Year LIBOR
Margin3
Max Rate10%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateFeb 16, 2018
Property Address706 S MAIN ST, NAPPANEE, IN 46550-2536
Document Number0000003503
Instrument DateFeb 14, 2018
Instrument3503
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyHERITAGE PARKE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12148 BEECH RD BOURBON IN 465049697, BOURBON, IN 46504-9697

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateFeb 16, 2018
Property Address706 S MAIN ST, NAPPANEE, IN 46550-2536
Document Number0000003504
Instrument DateFeb 14, 2018
Instrument3504
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyHERITAGE PARKE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 S MAIN ST NAPPANEE IN 465502536, NAPPANEE, IN 46550-2536

Mortgage

Document Number3505
DateFeb 16, 2018
Instrument3505
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionLocke Township
MunicipalityNappanee City
Unified School DistrictWa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$228,200 (+13.82%) Land $12,900 Building $215,300$228,200 (+13.82%) Land $12,900 Building $215,300
2024$2,056.00 (+19.95%)$200,500 (+12.26%) Land $12,900 Building $187,600$200,500 (+12.26%) Land $12,900 Building $187,600
2023$178,600 (+7.14%) Land $12,900 Building $165,700$178,600 (+7.14%) Land $12,900 Building $165,700
2022$1,714.00 (+5.15%) Homeowner's exemption$166,700 Land $12,900 Building $153,800$166,700 Land $12,900 Building $153,800
2021$1,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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