Elkhart County property record for 654 S Main St, Nappanee, IN 46550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,136 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,413 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-13-36-479-007.000-021 |
| Primary APN | 20-13-36-479-007.000-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Attic | Attic |
| Attic Area | 1,064 sqft |
| Basement Area | 552 sqft |
| Family Room | Family Room |
| Flooring | Subfloor |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1336479007021 |
|---|---|
| Old Parcel Number | 1336479007021 |
| Street Address | 654 S MAIN ST |
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | WILLIAM A FLUEGEL S ADDITION TO THE TOWN OF NAPPANEE LOT 413 |
| Legal Subdivision | WILLIAM A FLUEGEL S ADD |
| Legal Block | 479 |
| Legal Lot Number | 413 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | LOCKE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 1100 |
654 S Main St is owned and occupied by an individual who acquired it in July 2019.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 S MAIN ST, NAPPANEE, IN 46550-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2019 |
| Deed Sale | Jul 25, 2019 |
| Prior Sale | Sep 25, 2017 |
| Deed Document Number | 2019-14872 |
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Locke Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,100 (+12.87%) Land $12,900 Building $143,200 | $156,100 (+12.87%) Land $12,900 Building $143,200 | |
| 2024 | $1,413.00 | $138,300 (+15.25%) Land $12,900 Building $125,400 | $138,300 (+15.25%) Land $12,900 Building $125,400 |
| 2023 | $120,000 (+6.86%) Land $12,900 Building $107,100 | $120,000 (+6.86%) Land $12,900 Building $107,100 | |
| 2022 | $1,150.00 Homeowner's exemption | $112,300 Land $12,900 Building $99,400 | $112,300 Land $12,900 Building $99,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 654 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Fourway Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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