706 S Central St, Centralia, MO 65240 Property Records

Boone County property record for 706 S Central St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1994
Lot Size	0.202 acres (8,840 sqft)
Owner	Individual Name on Record
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-511-00-06-055-01`

Property Details

APN / Parcel Number

Primary APN	`04-511-00-06-055-01`
Alternative APN	`04-511-00-06-055.01 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,840 sqft (0.202 acres)
Lot Dimensions	130 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	706 S CENTRAL ST
City	CENTRALIA
State	MO
Zip	65240-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LYNHURST ADDN BLK C N 33' LOT 22 & S 35' LOT 23
Legal Range	11
Legal Township	51
Legal Section	15
Legal Subdivision	LYNHURST ADD
Legal Block	A95
Legal Lot Number	22
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3012
Census Tract	2000

Owner

Source: Boone County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	706 S CENTRAL ST, CENTRALIA, MO 65240-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 19, 2019	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019
Deed Sale	Dec 19, 2019
Deed Document Number	2019024935
Deed Book / Page	5121 / 0109
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	706 S CENTRAL ST, CENTRALIA, MO 65240-1652
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011439
Date	Apr 19, 2021
Book Page	5409/160
Instrument	2021011439

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Dec 19, 2019
Property Address	706 S CENTRAL ST, CENTRALIA, MO 65240-1652
Document Number	2019024935
Book / Page	5121 / 0109
Map Reference	MB 2 PG 25
Instrument Date	Dec 17, 2019
Instrument	2019024935
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S CENTRAL ST, CENTRALIA, MO 65240-1652

Mortgage

Document Number	2019024936
Date	Dec 19, 2019
Instrument	2019024936

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00	$23,541 (+14.51%) Land $1,349 Building $22,192	$123,900 (+14.51%) Land $7,100 Building $116,800
2023		$20,558 Land $1,349 Building $19,209	$108,200 Land $7,100 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, T-Mobile.

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