627 S Central St, Centralia, MO 65240 Property Records

Boone County property record for 627 S Central St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2017
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$196,095 (Jun 2026)
Tax Bill	$696 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-511-00-06-041-00`

Property Details

APN / Parcel Number

Primary APN	`04-511-00-06-041-00`
Alternative APN	`04-511-00-06-041.00 01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	627 S CENTRAL ST
City	CENTRALIA
State	MO
Zip	65240-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LYNHURST ADDITION BLK E ALL LOT 10 & S 10' LOT 9
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	LYNHURST ADD
Legal Block	E
Legal Lot Number	10
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3011
Census Tract	2000

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Feb 16, 2018	Warranty Deed, Transfer LANDMARK BK
Nov 1, 2017	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Nov 1, 2017
Deed Document Number	202610821
Deed Book / Page	6165 / 92
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	0000005890
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Jun 12, 2026
Property Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000010829
Book / Page	6165 / 100
Instrument Date	Jun 11, 2026
Instrument	202610829
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616

Mortgage

Document Number	0000010829,
Date	Jun 12, 2026
Book Page	6165/100
Instrument	202610829

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 12, 2026
Property Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000010821
Book / Page	6165 / 92
Instrument Date	Jun 11, 2026
Instrument	202610821
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616

Mortgage

Document Number	0000010822,
Date	Jun 12, 2026
Book Page	6165/93
Instrument	202610822

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Feb 16, 2018
Property Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000002772
Book / Page	004858 / 000150
Instrument Date	Feb 15, 2018
Instrument	2772
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 S CENTRAL ST CENTRALIA MO 65240, CENTRALIA, MO 65240

Mortgage

Document Number	2773
Date	Feb 16, 2018
Book Page	004858/000151
Instrument	2773

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 1, 2017
Property Address	627 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000022480
Book / Page	004823 / 000046
Instrument Date	Nov 1, 2017
Instrument	22480
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	BOONE CENTRAL TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 COUNTRY CLUB DR CENTRALIA MO 652401290, CENTRALIA, MO 65240-1290

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,901 (-) Land $1,235 Building $11,666
2025	$696.00 (+1.46%)	$12,901 (+14.5%) Land $1,235 Building $11,666	$67,900 (+14.5%) Land $6,500 Building $61,400
2023	$686.00 (+8.2%)	$11,267 Land $1,235 Building $10,032	$59,300 Land $6,500 Building $52,800
2022	$634.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, T-Mobile.

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