Kent County property record for 706 Ruth Way, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,400 sqft · built 2023 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Apr 2026) |
| Tax Bill | $1,657 (2026) |
| Deeds & Mortgages | Dec 2022 Construction Loan Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.04-05-07.00-000 |
| Primary APN | 2-05-076.04-05-07.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 110 ft deep x 33.9 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Account Number | 102721 |
|---|---|
| Street Address | 706 RUTH WAY |
| City | DOVER |
| State | DE |
| Zip | 19904-4033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | EDEN HILL FARM LOT #392A |
| Legal Subdivision | EDEN HILL FARM |
| Legal Lot Number | 392A |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 41400 |
706 Ruth Way is owned and occupied by two individuals who bought it in April 2026.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit ARTISANS BANK |
| Apr 7, 2026 | Deed, Transfer · FHA Mortgage PIKE CRK MORTGAGE SERVICES |
| May 2, 2023 | Deed, Subdivision Related Transfer · VA Mortgage USAA FSB |
| Aug 1, 2022 | Deed, Transfer |
| Oct 20, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | May 2, 2023 · Amount on File |
| Deed Document Number | 2026533583 |
| Deed Book / Page | 14125 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000466325 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 12300/190 |
| Instrument | 2022-466325 |
| Name | ARTISANS BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000466323 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 12300/166 |
| Instrument | 2022-466323 |
| Name | ARTISANS BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 7, 2026 |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Document Number | 0000533583 |
| Book / Page | 14125 / 57 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026533583 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | PIKE CREEK MORTGAGE SERVICES I |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,191,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Document Number | 0000533584, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 2026533584 |
| Name | PIKE CRK MORTGAGE SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000533585, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 14125/91 |
| Instrument | 2026533585 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 2, 2023 |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Document Number | 0000473367 |
| Book / Page | 12472 / 34 |
| Map Reference | MB 116 PG 90 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-473367 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,942.53 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0000473368 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023-473368 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 1, 2022 |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Document Number | 0000457142 |
| Book / Page | 12078 / 224 |
| Map Reference | MB 116 PG 90 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022-457142 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 872 WALKER RD # 4, 4, DOVER, DE 19904-2700 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 20, 2020 |
| Property Address | 706 RUTH WAY, DOVER, DE 19904-4033 |
| Document Number | 0000398141 |
| Book / Page | 010506 / 000170 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 398141 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $17,267.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 300 DELAWARE AVE #1370 WILMINGTON DE 198011658, 1370, WILMINGTON, DE 19801-1658 |
The 2026 property tax bill for 706 Ruth Way was $1,657, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,657.00 (+5.88%) | $266,300 (-) Land $49,300 Building $217,000 |
| 2025 | $1,565.00 | $266,300 Land $49,300 Building $217,000 |
| 2023 | $1,176.00 | $40,000 Land $8,200 Building $31,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 Ruth Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Ruth Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 87% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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