702 Ruth Way, Dover, DE 19904 Property Records

Kent County property record for 702 Ruth Way, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,400 sqft · built 2023
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$276,000 (Jun 2023)
Tax Bill$1,657 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN2-05-076.04-05-08.00-000

Property Details

APN / Parcel Number

Primary APN2-05-076.04-05-08.00-000
Alternative APNs
  • 102722
  • 99826

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions110 ft deep x 33.9 ft wide
View / LotMajor Street/Thoroughfare

Location & Zoning

Account Number102722
Street Address702 RUTH WAY
CityDOVER
StateDE
Zip19904-4033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionEDEN HILL FARM LOT #393A
Legal SubdivisionEDEN HILL FARM
Legal Lot Number393A
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1043
Census Tract41400

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address702 RUTH WAY, DOVER, DE 19904-4033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 21, 2022Deed of Trust, Mortgage · Construction Mortgage
ARTISANS BANK
Dec 21, 2022Deed of Trust, Mortgage · Line of Credit
ARTISANS BANK
Aug 1, 2022Deed, Transfer
Oct 20, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number2023475531
Deed Book / Page12525 / 90
Record UpdatedOct 29, 2026

June 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJun 8, 2023
Property Address702 RUTH WAY, DOVER, DE 19904-4033
Document Number0000475531
Book / Page12525 / 90
Map ReferenceMB 116 PG 90
Instrument DateJun 1, 2023
Instrument2023-475531
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address572 WALKER RDA, DOVER, DE 19904

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address702 RUTH WAY, DOVER, DE 19904-4033

Mortgage

Document Number0000475532
DateJun 8, 2023
Book Page12525/94
Instrument2023-475532
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address702 RUTH WAY, DOVER, DE 19904-4033
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000466325
DateDec 21, 2022
Book Page12300/190
Instrument2022-466325
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address702 RUTH WAY, DOVER, DE 19904-4033
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000466323
DateDec 21, 2022
Book Page12300/166
Instrument2022-466323
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 1, 2022
Property Address702 RUTH WAY, DOVER, DE 19904-4033
Document Number0000457142
Book / Page12078 / 224
Map ReferenceMB 116 PG 90
Instrument DateJul 27, 2022
Instrument2022-457142
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address872 WALKER RD # 4, 4, DOVER, DE 19904-2700

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateOct 20, 2020
Property Address702 RUTH WAY, DOVER, DE 19904-4033
Document Number0000398141
Book / Page010506 / 000170
Instrument DateOct 15, 2020
Instrument398141
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$17,267.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address300 DELAWARE AVE #1370 WILMINGTON DE 198011658, 1370, WILMINGTON, DE 19801-1658

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,657.00 (+5.88%)$266,300 (-) Land $49,300 Building $217,000
2025$1,565.00 (+552.08%)$266,300 (+3,147.56%) Land $49,300 Building $217,000
2023$240.00$8,200 Land $8,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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