706 River Oak Dr, Seguin, TX 78155 Property Records

Guadalupe County property record for 706 River Oak Dr, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,717 sqft · built 2003
Lot Size	0.361 acres (15,730 sqft)
Owner	2 Individual Names on File
Last Sale	$323,100 (Mar 2020)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G0490100205900000`

Property Details

APN / Parcel Number

Primary APN	`1G0490100205900000`
Alternative APNs	`000000018290` `000000239725` `18290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,717 sqft Living Area
Gross Area	3,585 sqft
1st Floor Area	2,717 sqft
Utility Area	160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,730 sqft (0.361 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	108 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 RIVER OAK DR
City	SEGUIN
State	TX
Zip	78155-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 59 BLK: 2 ADDN: CHAPARRAL #1
Legal Subdivision	CHAPARRAL #1
Legal Block	2
Legal Lot Number	59
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2017
Census Tract	210806

Owner

706 River Oak Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Apr 15, 2020	Correction Deed, Transfer SEGUIN TITLE
Mar 17, 2020	Correction Deed, Transfer SEGUIN TITLE
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 1, 2017	Warranty Deed, Transfer FIVE STAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	20206667
Prior Transfer Date	Jan 17, 2013
Prior Transfer Doc	0000002117
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099019469
Date	Jun 7, 2021
Instrument	202199019469

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Document Number	0000016632
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 RIVER OAK DR SEGUIN TX 781557040, SEGUIN, TX 78155-7040

Mortgage

Document Number	0000016632
Date	Jul 1, 2020
Instrument	16632

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 15, 2020
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Document Number	0000008955
Instrument Date	Sep 17, 2019
Instrument	8955
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	SEGUIN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4830 FERN LK SAN ANTONIO TX 782442087, SAN ANTONIO, TX 78244-2087

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 17, 2020
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Document Number	0000006667
Instrument Date	Sep 17, 2019
Instrument	6667
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	SEGUIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4830 FERN LK SAN ANTONIO TX 782442087, SAN ANTONIO, TX 78244-2087

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Document Number	0000006668
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	SEGUIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 RIVER OAK DR SEGUIN TX 781557040, SEGUIN, TX 78155-7040

Mortgage

Document Number	0000006668
Date	Mar 17, 2020
Instrument	6668

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 1, 2017
Property Address	706 RIVER OAK DR, SEGUIN, TX 78155-7040
Document Number	0000009595
Instrument Date	Apr 28, 2017
Instrument	9595
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIVE STAR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 RIVER OAK DR SEGUIN TX 781557040, SEGUIN, TX 78155-7040

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Seguin City
Unified School District	Seguin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$464,784 (-16.88%) Land $56,528 Building $408,256	$464,784 (-34.28%) Land $56,528 Building $408,256
2025	$559,180 Land $46,747 Building $660,513	$707,260 Land $46,747 Building $660,513
2023	$502,420 Land $36,305 Building $466,115	$502,420 Land $36,305 Building $466,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 River Oak Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 123 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 in force
Nearby Flood Claims	8 (2002–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 River Oak Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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