705 River Oak Dr, Seguin, TX 78155 Property Records

Guadalupe County property record for 705 River Oak Dr, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1975
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2018)
Tax Bill	$662 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0490100104800000`

Property Details

APN / Parcel Number

Primary APN	`1G0490100104800000`
Alternative APNs	`000000018255` `000000223338` `18255`

Interior

Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	335 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	705 RIVER OAK DR
City	SEGUIN
State	TX
Zip	78155-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 48 BLK: 1 ADDN: CHAPARRAL #1
Legal Subdivision	CHAPARRAL #1
Legal Block	1
Legal Lot Number	48
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2008
Census Tract	210806

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 RIVER OAK DR, SEGUIN, TX 78155-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST
Jul 5, 2018	Warranty Deed, Transfer FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	201899014896
Prior Transfer Date	Jul 3, 2018
Prior Transfer Doc	0099014896
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	705 RIVER OAK DR, SEGUIN, TX 78155-7039
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	NEW BEGINNINGS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099023991
Date	Jul 13, 2021
Instrument	202199023991

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 5, 2018
Property Address	705 RIVER OAK DR, SEGUIN, TX 78155-7039
Document Number	0000014896
Instrument Date	Jul 3, 2018
Instrument	14896
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIVE STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RIVER OAK DR SEGUIN TX 781557039, SEGUIN, TX 78155-7039

Mortgage

Document Number	14897
Date	Jul 5, 2018
Instrument	14897

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Seguin City
Unified School District	Seguin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,629 (-18.94%) Land $49,469 Building $91,160	$140,629 (-18.94%) Land $49,469 Building $91,160
2025	$662.00 Homeowner's exemption Senior Citizen's exemption	$173,492 (-24.21%) Land $36,373 Building $137,119	$173,492 (-24.21%) Land $36,373 Building $137,119
2024	$662.00
2023	$662.00 (-34.58%) Homeowner's exemption Senior Citizen's exemption	$228,906 Land $28,244 Building $200,662	$228,906 Land $28,244 Building $200,662
2022	$1,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 123 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 in force
Nearby Flood Claims	8 (2002–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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