706 Penfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 706 Penfield Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,127 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Apr 1998)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-106-012`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-106-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,127 sqft Living Area
1st Floor Area	730 sqft
2nd Floor Area	307 sqft
Upper Floors Area	397 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	212 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	706 PENFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-06-079 -235-00
Legal Subdivision	WEST/BLACK RIVER
Legal Tract	24
Legal Block	106
Legal Lot Number	25
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70400

Owner

Source: Lorain County records · APN 06-24-026-106-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	706 PENFIELD AVE, ELYRIA, OH 44035-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 1998 · Amount on Record
Deed Sale	Apr 20, 1998 · Amount on Record
Deed Document Number	530784
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	706 PENFIELD AVE, ELYRIA, OH 44035-3243
Document Number	0000646835
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 PENFIELD AVE ELYRIA OH 440353243, ELYRIA, OH 44035-3243

Mortgage

Document Number	0000646835
Date	Oct 05, 2017
Instrument	646835

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00	$48,300 (+0.01%) Land $12,590 Building $35,710	$137,990 (-) Land $35,960 Building $102,030
2024	$2,274.00 (+21.34%)	$48,297 (+40.43%) Land $12,586 Building $35,711	$137,990 (+40.43%) Land $35,960 Building $102,030
2023	$1,874.00 (+0.37%)	$34,392 (-0.02%) Land $11,946 Building $22,446	$98,260 (-) Land $34,130 Building $64,130
2022	$1,867.00	$34,400 Land $11,950 Building $22,450
2021			$98,260 Land $34,130 Building $64,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.