610 Penfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 610 Penfield Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Nov 2023)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-108-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-108-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	190 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	610 PENFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD PK 54.00 X 126.00
Legal Subdivision	OAKWOOD PK FRNT
Legal Tract	24
Legal Block	108
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Sep 13, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2023006141
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 13, 2023
Property Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241
Document Number	0000935692
Map Reference	VOL 17 PG 44
Instrument Date	Nov 9, 2023
Instrument	2023-0935692
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, NETWORK LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241

Mortgage

Document Number	0000935693
Date	Nov 13, 2023
Instrument	2023-0935693

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 28, 2021
Property Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241
Document Number	0000856054
Map Reference	VOL 17 PG 44
Instrument Date	Dec 21, 2021
Instrument	2021-0856054
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241

Mortgage

Document Number	0000856055
Date	Dec 28, 2021
Instrument	2021-0856055

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LORAIN OH
Recording Date	Sep 13, 2021
Property Address	610 PENFIELD AVE, ELYRIA, OH 44035-3241
Document Number	20210838737
Map Reference	VOL 17 PG 44
Instrument Date	Sep 9, 2021
Instrument	2021-0838737
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MEADOW CT E, WHITELAND, IN 46184-9618

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00	$39,420 (%) Land $7,830 Building $31,590	$112,630 (-) Land $22,360 Building $90,270
2024	$1,889.00 (+20.7%)	$39,421 (+40.59%) Land $7,826 Building $31,595	$112,630 (+40.59%) Land $22,360 Building $90,270
2023	$1,565.00 (+0.32%)	$28,039 (%) Land $8,435 Building $19,604	$80,110 (-) Land $24,100 Building $56,010
2022	$1,560.00	$28,040 Land $8,440 Building $19,600
2021			$80,110 Land $24,100 Building $56,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Penfield Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures