706 N Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 706 N Main St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2,246 sqft · built 1922
Lot Size0.529 acres (23,056 sqft)
OwnerIndividual Name on Record
Tax Bill$1,267 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR13530

Property Details

APN / Parcel Number

Primary APNR13530
Alternative APN
  • O0145064

Interior

Stories1 Story
Building Area2,246 sqft Living Area
Gross Area2,766 sqft
1st Floor Area2,246 sqft
Utility Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1972
Exterior MaterialWood
Roof MaterialMetal
Lot Area23,056 sqft (0.529 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area300 sqft
PorchCovered Porch
Porch Area1,322 sqft
Deck Area168 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address706 N MAIN ST
CityELGIN
StateTX
Zip78621-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW & O, BLOCK 2, LOT 4B
Legal SubdivisionS8220 - W & O
Legal Block2
Legal Lot Number4B
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2004
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address706 N MAIN ST, ELGIN, TX 78621-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Dec 7, 2022Deed of Distribution, Transfer
Dec 7, 2022Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2022
Deed SaleDec 8, 2022
Prior SaleDec 7, 2022
Deed Document Number202224995
Last Transfer DateJan 25, 2024
Transfer Doc0202401215
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Recording DateApr 20, 2026
Property Address706 N MAIN ST, ELGIN, TX 78621-1630
Document Number0000006531
Instrument DateApr 10, 2026
Instrument20266531
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 N MAIN ST, ELGIN, TX 78621-1630

Mortgage

Document Number0000006531,
DateApr 20, 2026
Instrument20266531
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

December 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionBASTROP TX
Recording DateDec 7, 2022
Property Address706 N MAIN ST, ELGIN, TX 78621-1630
Document Number0202224884
Map ReferenceVOL 337 PG 225
Instrument DateDec 2, 2022
Instrument202224884
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address313 W 10TH ST, GEORGETOWN, TX 78626-5511

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S HUNTING LODGE LN, BASTROP, TX 78602-4159

December 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionBASTROP TX
Recording DateDec 7, 2022
Property Address706 N MAIN ST, ELGIN, TX 78621-1630
Document Number0202224887
Map ReferenceVOL 337 PG 225
Instrument DateDec 2, 2022
Instrument202224887
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address313 W 10TH ST, GEORGETOWN, TX 78626-5511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address405 S HUNTING LODGE LN, BASTROP, TX 78602-4159

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302,372 (-20.67%) Land $160,011 Building $142,361$302,372 (-20.67%) Land $160,011 Building $142,361
2024$1,267.00
2023$381,151 Land $160,011 Building $221,140$381,151 Land $160,011 Building $221,140
2022$6,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number