704 N Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 704 N Main St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3 bd · 4,505 sqft · built 1920
Lot Size0.413 acres (17,999 sqft)
Owner2 Individual Names on Record
Tax Bill$9,748 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR13524

Property Details

APN / Parcel Number

Primary APNR13524
Alternative APN
  • O0216006

Interior

Bedrooms3 Beds
Stories2 Stories
Building Area4,505 sqft Living Area
Gross Area5,743 sqft
1st Floor Area2,066 sqft
2nd Floor Area2,439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof MaterialSlate
Lot Area17,999 sqft (0.413 acres)
Garage TypeCarport
Garage Area323 sqft
CarportCarport
Carport Area323 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area490 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address704 N MAIN ST
CityELGIN
StateTX
Zip78621-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW & O, BLOCK 2, LOT 1 C (FR)
Legal SubdivisionS8220 - W & O
Legal Block2
Legal Lot Number1
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2004
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 N MAIN ST, ELGIN, TX 78621-1630
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2013
Deed SaleJan 8, 2013
Prior SaleJul 27, 2009 · Amount on Record
Deed Document Number2013319
Deed Book / Page2201 / 235
Prior Transfer DateJul 21, 2009
Prior Transfer Doc001932/194
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address704 N MAIN ST, ELGIN, TX 78621-1630
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201718185
DateDec 13, 2017
Instrument201718185
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,748.00 (+3.72%) Homeowner's exemption$463,413 (-13.33%) Land $141,472 Building $321,941$463,413 (-13.33%) Land $141,472 Building $321,941
2024$9,398.00
2023Homeowner's exemption$534,715 Land $141,472 Building $393,243$534,715 Land $141,472 Building $393,243
2022$8,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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