706 N 3rd St, Toronto, OH 43964 Property Records

Jefferson County property record for 706 N 3rd St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,872 sqft · built 1917
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Aug 2022)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02507-000`

Property Details

APN / Parcel Number

Primary APN	`19-02507-000`
Alternative APN	`02507`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	706 N 3RD ST
City	TORONTO
State	OH
Zip	43964-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-4-19 25 154 LAND 0.101A MAP-19-0400-02000
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1014
Census Tract	11200

Owner

706 N 3rd St is owned and occupied by two individuals who bought it in August 2022.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 N 3RD ST, TORONTO, OH 43964-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 5, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	2022379628
Deed Book / Page	1513 / 1947
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Aug 19, 2022
Property Address	706 N 3RD ST, TORONTO, OH 43964-1651
Document Number	01513/1947
Book / Page	1513 / 1947
Instrument Date	Aug 19, 2022
Instrument	379628
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	706 N 3RD ST, TORONTO, OH 43964-1651

Mortgage

Document Number	0000379629
Date	Aug 19, 2022
Instrument	379629

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	706 N 3RD ST, TORONTO, OH 43964-1651
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1268/780
Date	Oct 5, 2017
Book Page	1268/780
Instrument	325395

Lender

Name	US BANK NA
Type	Mortgage Company
Address	OSHKOSH, WI 54903

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Apr 5, 2017
Property Address	706 N 3RD ST, TORONTO, OH 43964-1651
Document Number	001236/663
Book / Page	1236 / 663
Instrument Date	Apr 5, 2017
Instrument	319264
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 MADISON AVE, TORONTO, OH 43964-1046

Tax Assessment & Valuation

The 2025 property tax bill for 706 N 3rd St was $1,263.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00	$30,842 (-) Land $2,744 Building $28,098
2024	$1,263.00	$30,842 Land $2,744 Building $28,098	$88,120 Land $7,840 Building $80,280
2022	$1,628.00	$24,385 Land $2,282 Building $22,103
2021			$69,670 Land $6,520 Building $63,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 N 3rd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2004)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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