704 N 3rd St, Toronto, OH 43964 Property Records

Jefferson County property record for 704 N 3rd St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,954 sqft · built 1917
Lot Size	0.22 acres (9,570 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Dec 2018)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02590-000`

Property Details

APN / Parcel Number

Primary APN	`19-02590-000`
Alternative APN	`02590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,570 sqft (0.22 acres)
Lot Dimensions	110 ft deep x 87 ft wide
Garage Area	480 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	704 N 3RD ST
City	TORONTO
State	OH
Zip	43964-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-4-19 25 155 LAND 87X110 MAP-19-0400-01900
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1014
Census Tract	11200

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 N 3RD ST, TORONTO, OH 43964-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 21, 2018	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2018340117
Deed Book / Page	1341 / 644
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	704 N 3RD ST, TORONTO, OH 43964-1651
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N 3RD ST, TORONTO, OH 43964-1651

Mortgage

Document Number	01508/5422
Date	Mar 23, 2022
Book Page	1508/5422
Instrument	375290

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Dec 21, 2018
Property Address	704 N 3RD ST, TORONTO, OH 43964-1651
Document Number	001341/644
Book / Page	1341 / 644
Instrument Date	Dec 20, 2018
Instrument	340117
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	704 N 3RD ST, TORONTO, OH 43964-1651

Mortgage

Document Number	0000340118
Date	Dec 21, 2018
Instrument	340118

Lender

Name	US BANK NA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00	$38,168 (-) Land $5,968 Building $32,200
2024	$1,531.00 (-22.36%) Homeowner's exemption	$38,168 (+29.25%) Land $5,968 Building $32,200	$109,050 (+29.25%) Land $17,050 Building $92,000
2022	$1,972.00 Homeowner's exemption	$29,530 Land $4,963 Building $24,567
2021			$84,370 Land $14,180 Building $70,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2004)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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