706 Main St, Murray, KY 42071 Property Records

Calloway County property record for 706 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,080 sqft
Owner	Company Name on File
Last Sale	$275,000 (Jan 2021)
Deeds & Mortgages	May 2019 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-0-0014-00016`

Property Details

APN / Parcel Number

Primary APN	`006-0-0014-00016`
Alternative APN	`84462`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Exterior Material	Stone
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	84462
Street Address	706 MAIN ST
City	MURRAY
State	KY
Zip	42071-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-14-15
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2028
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1986 · 9 contributing resources · NRIS 86000294

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

706 Main St is owned by a company that bought it in January 2021.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
Jan 6, 2021	Warranty Deed, Transfer
May 23, 2019	Warranty Deed, Transfer · Commercial Mortgage FNB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	646270
Deed Book / Page	1292 / 178
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	706 MAIN ST, MURRAY, KY 42071-1943
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001213/287
Date	May 23, 2019
Book Page	1213/287
Instrument	634402

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 17, 2024

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 6, 2021
Property Address	706 MAIN ST, MURRAY, KY 42071-1943
Document Number	001292/178
Book / Page	1292 / 178
Instrument Date	Dec 30, 2020
Instrument	646270
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 WHITNELL ST, MURRAY, KY 42071-2966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 MAIN STREET, MURRAY, KY 42071

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 23, 2019
Property Address	706 MAIN ST, MURRAY, KY 42071-1943
Document Number	001213/272
Book / Page	1213 / 272
Instrument Date	May 17, 2019
Instrument	634400
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 SARATOGA DR S, MURRAY, KY 42071-4433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 WHITNELL ST, MURRAY, KY 42071-2966

Mortgage

Document Number	0000634401
Date	May 23, 2019
Instrument	634401

Lender

Name	FNB BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 17, 2024

Mortgage

Document Number	1213/278
Date	May 23, 2019
Book Page	1213/278
Instrument	634401

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 17, 2024

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Flood

FEMA maps place 706 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 706 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: Verizon.

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