705 Main St, Murray, KY 42071 Property Records

Calloway County property record for 705 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,053 sqft
Owner	Company Name on Record
Last Sale	$200,000 (Apr 2021)
Tax Bill	$753 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-0-0013-00005`

Property Details

APN / Parcel Number

Primary APN	`007-0-0013-00005`
Alternative APNs	`101159` `85176`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Account Number	101159
Street Address	705 MAIN ST
City	MURRAY
State	KY
Zip	42071-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	705 MAIN
Legal Tract	7
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1003
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1986 · 9 contributing resources · NRIS 86000294

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	705 MAIN ST, MURRAY, KY 42071-1942
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	648163
Deed Book / Page	1306 / 113
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 1, 2021
Property Address	705 MAIN ST, MURRAY, KY 42071-1942
Document Number	001306/113
Book / Page	1306 / 113
Instrument Date	Apr 1, 2021
Instrument	648163
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 KIRKWOOD DR, MURRAY, KY 42071-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 GUINEVERE DR, MURRAY, KY 42071-4301

Mortgage

Document Number	0000648164
Date	Apr 1, 2021
Instrument	648164

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Oct 1, 2018
Property Address	705 MAIN ST, MURRAY, KY 42071-1942
Document Number	001189/183
Book / Page	1189 / 183
Instrument Date	Sep 28, 2018
Instrument	630151
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SPICELAND DR, MURRAY, KY 42071-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1616 KEENLAND DR, MURRAY, KY 42071-2888

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 (+1.76%)	$205,000 (+2.5%)	$205,000 (+2.5%)
2023	$740.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1998)
Most Recent Claim	Sep 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: Verizon.

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