Fayette County property record for 706 Main St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,581 sqft · built 1900 |
| Lot Size | 0.58 acres (25,270 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $898 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814176003 |
| Primary APN | 0814176003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 598 sqft |
| Basement Area | 814 sqft |
| Unfinished Basement | 812 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,270 sqft (0.58 acres) |
| Lot Dimensions | 266 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 258 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 706 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 21' LOT 1 & ALLEY ADJ ON W, LOTS 2,3,32,33, E 12' LOT 4, E 7' LOT 31, BLK 10 CONNER'S ADD & THAT PART OF VAC SWITCH ST ADJ |
| Legal Subdivision | CONNERS ADD |
| Legal Block | 10 |
| Legal Lot Number | 1-4 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 80600 |
706 Main St, a single family home, is owned by two individuals.
Source: Fayette County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 282, ELGIN, IA 52141-0282 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 706 Main St was $898.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898.00 | $60,570 (-) Land $13,680 Building $46,890 | $60,570 (-) Land $13,680 Building $46,890 |
| 2025 | $898.00 (+7.67%) | $60,570 Land $13,680 Building $46,890 | $60,570 Land $13,680 Building $46,890 |
| 2024 | $834.00 | ||
| 2023 | $53,610 (+25.79%) Land $13,680 Building $39,930 | $53,610 Land $13,680 Building $39,930 | |
| 2022 | $868.00 | $42,620 Land $11,400 Building $31,220 | |
| 2021 | $42,620 Land $11,400 Building $31,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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